Don't cut off your nose to spite your face!

I pay about $93 a month for my cell phone - I have an iPhone.

I ♥ my iPhone!!!

We are in a serious and committed relationship!!

So, I could never get rid of it.

And, I'm sure that you can't either. And that's totally fine! I don't want you to!

But you might be thinking that you can change your plan to save money.... That's an idea that I flirted with, but I'm getting close to running out of minutes these days (too many business phone calls), so I decided against it.

And I just heard on NPR an article about cell phone plans and data usage and I found out something VERY interesting which solidified my position:

If you have an unlimited Data Plan, they said that the cell phone companies are getting rid of those! Data usage is WAY higher than they ever expected and they are charging mega bucks for new plans and still limiting the data usage!


So, my unlimited data and unlimited texting, but only 450 cell phone minutes plan for $93 including taxes per month, I can't get that deal anymore.

It's early in the morning and I don't think I'm being as clear as I could be....

Don't go willy-nilly changing your cell phone plan to a lesser plan so that you can save a few pennies today if you are going to need that unlimited plan later!

If you save $10 a month now to spend $35 a month next year, you are behind. So, in this instance, I'm telling you to NOT save money. Stick it out. Pay the bill. And save in the long run.

Now, you can always check with your provider. Maybe they have other deals. And things could change. But my 18 month old plan is looking pretty good these days! I'm locked in at these pretty good prices.



Incidentally, same with my cable/internet/phone plan at home. I signed up for a bundle a couple of years ago. I saved money at the time because I switched my home phone (which was WAY too expensive!) and went to unlimited home calling, plus got two dvr's and a regular cable box, the highest speed internet, and the whole thing changed the bill maybe $50 more a month (for more services and then I canceled my home phone which was about $40/month).

Well, a while ago, I called to see what I could do and it was practically nothing because I was still within the contract period. But, I was able to cancel the 2nd phone line, and return the plain cable box, and lowered my internet speed, and I saved a bit.

But my phone and two DVRs and internet were still bundled and I was thinking that two DVR cable boxes was excessive and a luxury that I just didn't need. So I called Time Warner Cable again. They told me that because I did that bundle when I did, that I'm grandfathered into a program that is so low that if they remove BOTH DVR's, I'd actually pay MORE!


So, again, "don't cut off your nose to spite your face", meaning, choose WISELY which services you are going to cancel. Sometimes, you should just keep them.


Incidentally, if I didn't need internet at home for work maybe I would cancel it because I have my iPhone, but I have a website to maintain and business banking, etc that I need to do. So, I sadly pay the bill every month (but am thankful that it is WAY less than it used to be!!!). And I keep the home phone because it's a flat rate for unlimited minutes and remember that I'm close to running out of minutes on my cell phone.